Flexible Ways To Pay
- 5 minute online application
- Instant credit decisions 24/7
- No early repayment penalties
- No early settlement penalties
- Comprehensive consumer protection as standard
Select your finance
Use the finance calculator below to view the various options available. If you would like to apply with us then simply select your chosen finance option and complete the application by clicking below. * These fields are mandatory.
Frequently Asked Questions
Improveasy are a finance company who specialise in producing bespoke financial solutions to homeowners across the UK. We work with our nationwide network of accredited installers and manufacturers to ensure that your new home improvements are financed in the best possible way. Improveasy act as a Broker for finance via a panel of lenders. The credit provided is subject to application and status.
Applicants must be 18 and over at the time of application – Must be younger than 80 years old on the day of the last payment of the agreement – Permanent UK resident and home owner – In regular permanent employment (min 16 hours or more) – Self Employed – Retired with proof of state, private or company pension – Long term invalidity / disability / mobility benefit (details of income must be supplied including reference numbers).
Yes, shortly after installation of your new home improvement measure/s the lender will write to you. You can then contact the lender directly to arrange to change the date of your monthly direct debit
An application should take approximately 15 – 20 minutes to complete.
You will receive an instant ‘accept’ or ‘decline’ from the lender once your online application is submitted. On occasion this may be referred to an underwriter to review your application if a decision is borderline. For example: Inaccuracies in your application, missing information, markers on your credit file etc. If an underwriter steps in this can take up to 20 minutes to come back with a decision (Underwriters available 9am – 6pm Mon-Fri).
An Annual Percentage Rate (APR) is the interest displayed as a fixed percentage to be used as a comparison against the cost of other forms of finance, credit, and loans.
No. Finance provided by Improveasy is not secured against any form of property or asset and is classed as ‘unsecured personal finance’. The details regarding this will be clearly outlined on your Consumer Credit Agreement.
You can call Improveasy and speak to one of our advisers who will be able to assist you with any enquiries on our free phone number 0800 024 8505 select option 2.